insurance

One great thing about the internet is that you can find information on just about anything.  Among all that information, there are plenty of reviews and reccommendations from ordinary bloggers like myself.  It’s especially important when you are choosing major financial stuff- like insurance and banking.  So you can read home insurance or car insurance [...]

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a pleasant moment

Just a minute ago, I logged onto my online bank account.
From the initial screen, I could see that my account had about $1000 more than I thought it had.
Eventually I discovered that I had been paid early for December (by direct deposit). But it was definitely a good feeling… wondering where I got so [...]

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debt consolidation

I guess only time will tell when this economy will recover, and what the government might do to help it recover.  It will recover- I am confident of that.  But in the meantime, this is a hard economy for a lot of people.  I’m sure many people will have to look into debt loans to [...]

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economics

I have perhaps a strange perspective on the economy.  On the news, it seems like we are always hearing about a poor economy.  But financially, I am actually doing better now than when the economy was “good”.  I don’t rely on income from the stock market.  I have a savings account, admittedly with a low [...]

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financials

One of my great quests lately has been finding ways to make money.  Of course I’m subbing, which pays quite nicely… except, because of where I entered the subbing list and their payment methods, I won’t get paid until Nov. 20.  Of course, that paycheck should be a handsome one, but I need to find [...]

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finding credit cards in a poor economy

I can’t imagine trying to get credit card offers for a new card in our current economy.  It’s just a bad time to get low interest rate credit cards , and nearly impossible to find bad credit credit cards.  People have abused the privilege of a credit card so much.  It is a useful tool, [...]

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debt consolidation in a bad economy

I think this would be a really bad time to have any debt.  I am lucky because I don’t have debt, and it’s really nice to be able to say that you don’t owe anyone anything.  But right now, it’s a bad time for just about any debt.  Mortgages, which are historically one of the [...]

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the chaos of personal loans

It’s an understatement to say that the economy is not doing well right now, although I suspect it is not nearly as bad as the media makes it out to be.  The media says that it’s really difficult to get a Personal Loan or mortgage nowadays, although the funny thing is that the banks are [...]

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payday loans

I think payday loans are such a curious thing.  I am a reasonably average citizen.  I owe a huge debt to my parents, who taught me to save money and pay off my bills.  I’m not a wealthy person, although I know I am blessed far beyond many people.
I got my first savings account when [...]

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can’t fool me! payday loans

There’s a Payday Loan store in my area that has terrible commercials.  You know what I’m talking about- seems like it’s a prerequisite in that business!  Anyway, they have this commercial that I’m SURE they re-did with different actors.  The first commercial features a Caucasian couple walking into the store and saying stuff like “We [...]

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